The healthcare sector is a vital part of society. However, healthcare costs have been on the rise. As a result, there has been an increase in Health Care Sharing Ministries (HCSM). HCSMs are groups of organizations that help share costs among their members, guided by common religious beliefs. HCSMs differ from health insurance because a shared health care ministry does not have binding contractual agreements. JHS Community is among the many Health Care Sharing Ministries and a nonprofit alternative for purchasing health care. Health Care Sharing programs have become incredibly popular in recent years. They are becoming this popular, thanks to the many services that come with them. Here are some of the advantages:
Multiple Program Options
JHS Community has a few different programs for you to choose from, including Campus, Canon, and Capstone.. Members can also choose to enroll in additional offerings to share in medical costs such as dental, critical illness, and more. Even if individuals are struggling with financial problems, HCSMs offer cost-effective programs to fit their budgets.
Membership Isn’t Based on Employment Status or Open Enrollment
HCSMs cannot terminate your membership if you develop certain health conditions. Instead, they let you choose the program you are most comfortable with. Membership in these programs is not affected by one’s employment status or it being open-enrollment. Some Health Care Sharing programs take care of expenses from mental health disorders to hospice facilities, and more.
It is important that you know how your money is being spent if you plan to pay for something. HCSMs are required to hire independent accounting firms to audit the ministries annually to meet state and IRS requirements.
Promote a Sense of Belonging
Members in HCSMs can encourage each other through various means, for example, personal notes of encouragement. These kind gestures could help foster a sense of family and community among the members.
According to ObamaCare Facts, HCSMs have been available for many decades. Similar religious beliefs or ethical guidelines bring together members of such programs. These programs value members because of their cost-effective program options, accountability, consideration, and sense of belonging. JHS Community is one of the best faith-based healthcare options, and you will be impressed by its community. Visit our program options here.