What Are Reliable Health Insurance Alternatives for Faith-Based Individuals?

health care sharing ministry

Finding faith-based health care that aligns with your religious beliefs can be a challenge. According to the CDC, 88.6% of people have a usual place to go for medical care, but those places aren’t always covered by your insurance or your budget. Additionally, there are many health care options available, but not all of them provide services that aligns with your values. The good news is there are options available to you. Below are three ways you can help you and your family from healthcare costs.

Faith-Based Health Insurance

Faith-based health insurance is a type of health insurance that is specifically designed to meet both your health and your religious needs. These insurance plans are based on biblical principles and provide coverage that aligns with your beliefs. Faith-based health insurance is a great option for those who want the peace of mind that comes with traditional health insurance but with coverage that is consistent with their values.

Catastrophic Coverage

Catastrophic coverage is a type of health plan that provides coverage for major medical expenses, such as hospitalization and surgery. This type of coverage is a great option for those who want to avoid traditional health insurance but still have protection in the event of a major medical event. Catastrophic coverage is often less expensive than traditional health insurance, making it a more affordable option for many individuals.

Health Care Sharing Ministries

Health Care Sharing Ministries are the ideal option for those looking for reliable health insurance alternatives. A Health Care Sharing Ministry is a faith-based organization that allows members to share each other’s medical expenses. These organizations operate on the principle of Christians helping each other in times of need. Health Care Sharing Ministries provide a sense of community and support for those with similar ethical and religious beliefs. You must be accepted for membership in most shared ministries. However, if you meet the membership criteria, a Health Care Sharing Ministry could be a great option.

JHS Community offers eligibility for critical illness needs, inpatient hospitalization, accidental death or dismemberment, and dental needs. You can feel confident when you choose JHS Community as your health insurance alternative that you’re getting quality and compassionate care.

Ready to learn more about our Health Care Sharing Ministry? Reach out to JHS Community today. We can share information about our membership and help you understand whether it might be right for you, and we’re available to answer any questions you may have.