With the rising cost of medical care, more people have been turning to Health Care Sharing Ministries (HCSMs) to provide more cost-effective healthcare solutions. HCSMs are nonprofit organizations that allow members to share their medical costs through voluntary contributions and donations. Let’s review the advantages of using this healthcare option.
1. Affordable Monthly Contributions
One of the main advantages of HCSMs is their affordability. Most HCSMs require members to submit monthly contributions which are significantly lower than traditional health insurance plans. For example, JHS Community’s program can cost up to 50% less than regular health insurance.
2. Flexible Program Options
Another advantage of HCSMs is their flexible program options. You can customize your program based on your needs and budget. Choose from several programs and additional offerings with different levels of services to meet the needs of your family. You also have the option to join a community that consists of like-minded individuals committed to helping each other Lower or take care of medical expenses.
4. Access to Discounted Services
You may need more services beyond medical checkups. JHS Community provides its members with access to discounted services, such as lab tests, dental services, prescriptions, and much more. It can make it easier for you to get the comprehensive care you need without breaking the bank.
5. Helping Others in Need
When you join an HCSM, you’re also helping others in need. According to the Centers for Disease Control and Prevention, 6.3% of adults aged 18 and over, failed to obtain medical care due to cost. When you become a member of JHS Community, your monthly contributions help take care of the medical expenses of other members, easing the financial burden of one another’s eligible medical needs.
HCSMs offer a unique alternative for families and individuals who need financial assistance with their medical expenses. With low monthly contributions and flexible program options, an HCSM can help ensure Americans of all income levels get the care they need. Contact JHS Community for more information.