Health Care Sharing Ministries are the faith-based alternative to traditional secular health insurance. Health Care Sharing ministries believe that one of the religious and ethical duties is to help all in their community who are in need. Underinsurance is one of the major unaddressed issues in modern medicine. Up to 43.4% of Americans aged 19–64 didn’t have adequate insurance in the first two quarters of 2020, according to MedAlertHelp.org. The best Health Share Ministry will provide you with shared coverage of your medical bills that an insurance company will not cover.
Conflicts or Concerns
Healthcare Care Sharing Ministries are faith centered, so if you disagree with this Statement of Religious or Ethical Beliefs, this is not the path for you. If you have issues with these beliefs, a Health Care Sharing Ministry is not likely to be a good fit for you.
The members of Health Care Sharing Ministries tends to be people who are in good health with a sudden strike of illness or injury. This is not always the case, but there are relatively few aging or chronic illness-related health issues that are taken care of by a Health Care Sharing Ministry. Patients who are older and experience health issues regularly are known for utilizing traditional health insurance plans due to their frequency of being ill.
Benefits of a Health Care Sharing Ministry
Health Care Sharing Ministries are typically much less expensive than a traditional insurance plan for customers up to early middle age. A Health Care Sharing Ministry is a great option for people who don’t get ACA premium subsidies, have subsidized health insurance plans through an employer, and are in generally good health. Finding the best Health Care Sharing Ministry for you is an excellent way to save some money on health care. Health Care Sharing Ministries are also 501(c)(3) organizations, and so even though they are not regulated by insurance commissions, they are still regulated by the IRS and by state revenue agencies. Overall, if you’re not eligible for ACA subsidies and are facing the possibility of being uninsured, a Health Care Sharing Ministry is a good way to make sure that you are getting the most out of primary care.
JHS Community Lifestyle Savings
With savings from spas and wellness providers, hotels, restaurants, and other benefits through their partnership with NBBI, JHS Community can give you benefits that you would never see from your traditional insurance provider. If a Health Care Sharing Ministry is the right choice for you, it can be a great choice for your family. Call JHS Community today to learn more about our program options.