Having access to medical care is essential for good health, but for many people, it can be hard to come by. According to the Centers for Disease Control and Prevention, 29.6 million people under the age of 65 were uninsured at the time of a study interview in 2021. While not a replacement for health insurance, JHS Community provides an affordable Health Care Sharing Ministry that’s available to those who need alternative medical care sources. Let’s review some of the advantages of choosing HCSMs.
1. Lower Costs
HCSMs are a form of health coverage that provide members with access to medical care at low costs. Because of the group member-to-member model, members can benefit from lower monthly costs than they would with a conventional health plan. Additionally, JHS Community has a network of hospitals and doctors where members can receive services at discounted rates.
2. Flexible Programs
Unlike health insurance plans, HCSM programs are flexible and customizable. JHS Community offers a variety of program options and additional offerings so members can select a program that best suits their needs and current budget.
3. More Choices
By using a HCSM like JHS, people have more freedom to choose their doctors and hospitals, which can be helpful when traveling or moving. With JHS Community, members have access to a network of providers providers but do not require members to see a specific provider. This allows members to get the medical assistance they need without worrying about finding a doctor in their new location.
4. Financial Assistance
Members also have access to financial assistance. JHS Community offers members discounts on medical services, prescription drugs, and other health-related products. This can be especially useful for those who may not have access to traditional health insurance coverage.
5. Supportive Community
Health Care Sharing Ministries provide the opportunity to be part of a supportive community. Members can connect with one another, share their health-related experiences, and receive encouragement from those going through similar circumstances. This sense of community can be invaluable for individuals struggling with a medical condition or financial concerns.
Choosing an HCSM program with JHS Community has many features. By providing members with lower costs, flexible options, more choices, financial assistance, and a supportive community, Health Care Sharing Ministries offer an alternative to traditional health insurance that can be more affordable and meet individual needs. Give us a call today to learn more!